About Us

1st Capital Bank is a locally owned and managed community bank with offices located in Monterey, Salinas, King City, Santa Cruz, and San Luis Obispo. The Bank provides financing and banking services to businesses, professionals and residents throughout the Central Coast of California.

As a community bank, we are able to provide our clients with customized solutions, local decision making and an in-depth knowledge of our local markets. We continue to grow by staying focused on our vision to build longstanding relationships with our clients through a partnership that presents integrity, innovation and expertise.

1st Capital Bank strives to provide the highest quality service and convenient locations. Feel free to stop by any of our branches for products and services. We are here to serve you!