About Us

West Coast Community Bank is a top-rated, full-service community bank serving Monterey, San Luis Obispo, Santa Clara and Santa Cruz counties. We combine financial resources with expert solutions, so local businesses succeed and our communities thrive. You have direct access to decision-makers, modern banking technologies and digital access. WCCB is a leading SBA lender in Santa Cruz County and Silicon Valley, offering competitive deposit and lending solutions for businesses and individuals, including business loans, lines of credit, commercial real estate financing, asset-based lending, construction lending, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment and treasury management.